Move ahead with versatile funding

Access as much as $25,000 to obtain your aims.

EBay Seller Capital run on LendingPoint

Instant choices and deposits that are speedy


No costs; spend interest as you are going


Terms and re re payments to suit your requirements


No effect on your own personal credit

Currently have that loan?

Refinance at a lesser re re re payment and save! EBay Seller Capital running on LendingPoint works with re re payments handled by e-bay.

Over 3,000 five-star consumer reviews on Trustpilot

“LendingPoint is really a resource that is great small enterprises and business owners that conventional banking institutions usually reject. They lower your rate and offer more funding after you have a great track record established. We strongly recommend. ”

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“LendingPoint provided me with that loan that came across each of my business requirements. The process that is entire fast, simple and painless. I’m grateful for his or her efforts to produce this feasible and would certainly suggest them. ”

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Let’s compare

E-bay Seller Capital Other Solutions
Fixed Payment Loan performing Capital (not far off) bank cards conventional loans from banks Other Non-Bank Solutions
Credit impact No No Yes Yes Sometimes
Repayment long run for a lower life expectancy re re re payment portion of the e-bay sales Variable Fixed up to 60 months Shorter term, greater repayment
Periodic Interest Fixed and affordable No, one fixed affordable charge Yes, interest on interest Fixed usually high
extra Fees No No yearly costs and late costs Origination charges and belated charges usually
Early Payback Fee No No No Yes often
Collateral involved No No Sometimes often often
extra Loans Yes Yes often often often


What’s the relationship between eBay and LendingPoint?

E-bay has partnered with LendingPoint to facilitate funding for e-bay vendors. Eligibility for the loan offer through LendingPoint is dependent on your economic profile.

Who’s LendingPoint?

LendingPoint could be the servicer of one’s funding. In the last four years, they’ve loaned more than $2B to customers and small enterprises. They’ve been granted with more than 3,000 5-star client reviews and had been known as the seventeenth quickest growing personal business in the usa together with 2nd fastest into the financial industry by Inc. 5000 in 2019.

Just just What products that are financial available?

LendingPoint presently provides an easy task to handle payment that is monthly loan choices. Just around the corner is a functional money choice where you could allocate a portion of one’s e-bay sales to repay with time.

Simply how much may I qualify for?

LendingPoint offers options that are financing $500 to $25,000 with versatile re re payment terms from 12 to 48 months* to fit your preferences. Coming this Fall, we shall have funding choices as much as $500,000.

Will this effect my credit history?

Trying to get funding will perhaps not adversely influence your individual credit rating. LendingPoint runs on the credit that is soft procedure that doesn’t affect your individual credit history and it is maybe perhaps perhaps not visually noticeable to 3rd parties on your own credit history.

It impact my eligibility if I am enrolled in eBay’s Managed Payments platform, will?

No. EBay Seller Capital was made for and it is completely incorporated into the e-bay Managed repayments platform.

Just just exactly What do i must use?

The application that is simple a short while to accomplish. With a few information that is basic you might have a determination in moments. As soon as you decide which choice is most readily useful for your needs, you’ll be expected to validate your identification and verify the lender account in which you would like to get your deposit.

Is there fees?

Maybe perhaps perhaps Not now. Never. LendingPoint thinks in transparency so are there no concealed, upfront, very very early payback, or belated costs.

Just exactly How are my payments calculated?

Your re re payment is determined according to your requirements therefore the term you select is better for you personally.

Whenever can I get my deposit?

LendingPoint provides day that is same. Based on your bank, your deposit might be available the moment the next working day.

How can I get my deposit?

LendingPoint will direct deposit into your verified bank-account through the ACH network.

How exactly does this compare to bank cards?

Unlike charge cards, LendingPoint’s financial loans not have a yearly charge or belated fee related to them. LendingPoint uses a consumer-friendly simple interest calculation. Charge card prices could be interest that is simple can compound the attention also called interest on interest.

How do you repay?

With one payment that is monthly LendingPoint makes it simple to handle your money movement and spending plan. Clients benefit from the ease of our set it up and autopay forget it system. As a paperless business, you are going to get future payment reminders via email and SMS. It is possible to handle your account, submit re re re payments, stay linked, and enjoy e-bay Seller provides solely for you personally within your LendingPoint consumer portal.

Are there any early payback costs?

Never Ever. It is possible to spend your balance off within a few days or end of one’s term. The decision is your decision.

May I have significantly more than one e-bay Seller Capital loan at any given time?

Yes. Your money requirements are unique and you’ll require additional funds from time and energy to time. You are able to get more funds no matter if there was a superb balance on your present loan.

May I refinance a loan that is existing another provider?

Yes and it may help you save cash. As soon as you get your deposit, just payoff your other loan to savor one payment that is easy.

For those who have gotten a pre-approved offer and wish to opt-out using this procedure, please see the info below:

You are able to decide to stop getting „prescreened“ offers of credit out of this as well as other businesses by calling toll-free 1-888-5-OPTOUT (1-888-567-8688). See PRESCREEN & OPT OUT NOTICE below for lots more information about prescreened offers.


*Applications for loans submitted could be funded by one of the loan providers including: FinWiseBank, a bank that is utah-chartered user FDIC; First Electronic Bank, a Utah-chartered commercial bank, user FDIC; LendingPoint LLC, a Delaware restricted obligation business using its major office in Kennesaw, Georgia. Loan approval is certainly not assured. Real loan provides, loan quantities, terms, and annual percentage prices („APR“) can vary greatly in relation to LendingPoint’s proprietary scoring and underwriting system’s summary of your credit, economic condition, other facets, and supporting papers or information you offer. The next non-holiday business day upon final underwriting approval to fund a loan, said funds are often sent via ACH. Loans can be found from $500 to $25,000, at prices including 9.99per cent to 35.99% APR, with terms from 12 to 48 months. A $10,000 loan over a length of 48 months with an APR of 12.99% might have a repayment of $268.23 each month (real terms and rate be determined by credit rating, income as well as other factors). The amount that is total underneath the loan terms supplied is $12,875.04. The total quantity due is the quantity of the mortgage you should have compensated once you’ve made all re payments as planned.